Virtual IBANs, SEPA Instant transfers, international payments, and in-store POS — one account for everything.
From instant transfers to in-store payments — Transfero covers every financial need for individuals and businesses.
Your own dedicated Polish IBAN, ready for personal or business use.
Move money across Europe in seconds with SEPA Instant — standard SEPA included at no extra cost.
Send money beyond the SEPA zone through our partner financial institutions, with competitive exchange rates.
AES-256 encryption, real-time fraud detection, and OTP on every transaction.
Native mobile apps with biometric login, push notifications, and a clean dashboard.
Multi-user access, dedicated IBANs, mass payouts, and expense tracking — built for SMEs.
Use a physical terminal or turn any NFC Android device into a softPOS. Funds settle directly into your IBAN via SEPA Instant — no separate merchant account needed.
Based in Warsaw, Transfero Poland is a licensed Small Payment Institution delivering modern digital banking to individuals and businesses.
Intuitive interface — manage your money in seconds, not minutes.
Regulatory compliant — licensed MIP under Polish financial law with full EU oversight.
24/7 human support — real people via email and in-app chat, always.
Built for everyone — personal accounts and complex corporate structures alike.
Our team works tirelessly to ensure every Transfero interaction exceeds expectations — every time.
Human agents around the clock. No bots, no queues — real help whenever you need it.
Measured at every touchpoint. Our NPS scores reflect the trust customers place in us.
End-to-end encrypted, penetration-tested infrastructure protecting your funds 24/7.
Quick bill payments, international transfers, in-store sales — Transfero handles it all.
Fast, secure transactions. Pay suppliers, shop online, or receive funds in real time — zero friction.
Learn moreCashback, loyalty perks, and seasonal offers tailored to your spending profile and account tier.
Learn morePay utilities, subscriptions, and recurring bills directly from your account in seconds.
Learn moreTransfero POS brings the same speed of digital banking to your physical checkout. Accept all major cards — funds land in your IBAN the moment payment clears.
SoftPOS on Android — any NFC-enabled phone becomes a terminal, no extra hardware.
All major schemes — Visa, Mastercard, Apple Pay, Google Pay, contactless.
SEPA Instant settlement — funds in your IBAN in real time, always.
Unified dashboard — monitor POS sales and banking from the same app.
100% digital, no branch visit. Just your ID and a quick selfie — our automated checks run in real time.
Enter your email, set a password and tell us a little about yourself. Takes under 60 seconds.
Passport, national ID or driving licence — upload a photo or scan directly from your phone camera.
Our AI liveness check confirms it's really you — no printed photos, no videos, just a single frame.
Your IBAN is issued instantly. Start sending and receiving SEPA payments right away.
Position your passport or ID card
within the frame
Everything you need to know about getting started with Transfero.
Available on iOS and Android. Open your account in minutes — no paperwork, no branch visits.
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